Know who’s likely to say yes before you apply

Whether you’re buying your first home, buying to live in or invest, or refinancing, your free report shows which lenders fit, what you could borrow and what to do next.

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Free, and no sign-in needed.

$500 cash from Calxo when your loan settles

One report with the answers you need

Checked against broker knowledge on dozens of lenders and over 100 topics.

Which lenders are likely to say yes

And which won’t, with the reason for each one.

What you could borrow

Your borrowing range, the upfront costs and the repayments.

Whether the property is OK

See if the home you want is one lenders are happy to finance.

Ways to get in sooner

Schemes, LMI waivers and a to-do list for what opens more doors.

From your situation to a clear answer

Step 1

Describe your situation

Use your own words or a short form. You can check and edit what we understood.

Step 2

See your report

Find out who is likely to say yes and what you could borrow before you apply.

Step 3

Talk to a broker if you want

It’s free for you, because lenders pay the broker when a loan settles, and they negotiate with lenders for you. They’ll already have your report, so you won’t need to explain it all again.

Find out before you apply

It’s free, and you don’t need to sign in.

Get my free report

Everything for managing your personal finances

Home loans are one part of Calxo. Use the rest whenever you need them.

This report is general information, not credit advice or an approval. "Likely to accept" means the lender’s published policy fits your answers; every lender assesses applications individually. All figures are estimates. The sample report is one example borrower run through our calculator, assuming a 6% rate. The tool previews use made-up figures.